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Financing

An Alternative To Conventional Financing  – Southern California Cotton Financing, Inc.

Southern California Cotton Financing, Inc., a subsidiary of Jess Smith & Sons Cotton, was established on October 27, 1988. The formation of SCCF provides cotton growers in the U.S.  with the crop financing alternative to conventional banking institutions. Growers enjoy the convenience of marketing and financing their cotton under one roof.

The management and staff of SCCF carefully administers crop budgets for growers, advising them on loan trends and forecasting equity positions. This process builds fiscal responsibility, making each growers success our own. Beginning with the 1995/96 cotton crop year, SCCF is approved to perform services as a loan service agent. This means growers can conveniently have SCCF process their cotton into the government loan program  avoiding the farm service agency office altogether.

SCCF is just one more way Jess Smith & Sons Cotton works to provide unsurpassed service and convenience to each and every valued customer.

With our in-house Loan Servicing Agent (LSA), we are in position to issue government loan checks in a swift manner.  This allows us to get your money to you in the fastest possible time.