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An Alternative to Conventional Financing – Southern California Cotton Financing, Inc.

Southern California Cotton Financing, Inc., a subsidiary of Jess Smith & Sons Cotton, was established on October 27, 1988. The formation of SCCF provides cotton growers in the U.S. with the crop financing alternative to conventional banking institutions. Growers enjoy the convenience of marketing and financing their cotton under one roof. All loans, made or arranged by SCCF, are pursuant to the California Finance Lenders Law license.

The management and staff of SCCF carefully administers crop budgets for growers, advising them on loan trends and forecasting equity positions. This process builds fiscal responsibility, making each growers success our own.

SCCF is just one more way Jess Smith & Sons Cotton works to provide unsurpassed service and convenience to each and every valued customer.